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About Home Loans. VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.
Unlike comparable FHA home loans, VA loans do not require private mortgage insurance (PMI). FHA home loan FHA loans are backed by the Federal Housing Administration (FHA) and allow qualifying homebuyers to put as little as 3.5% down on their home purchase.
The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a "home equity loan"), renovation loans, bond loan programs, down payment assistance programs or personal loans (i.e., loans that are not secured by the.
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USDA Rural Development in Texas administers the Single Family Housing Guaranteed Loan Program. Please review the following information and our Texas Guaranteed Approved Lender List for your convenience.
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There are many different types of home loans available to you. U.S. Bank understands that buying a home is one of life’s biggest purchases and assets. We want to help you make the most informed decision when navigating the various home loan options.
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